Personal

On average, the unsecured signature loan rate is 9.53% APR* and the debt consolidation loan rate is 10.98% APR*. Loan rates are subject to change without prior notice.

Stocking Stuffer Loan !

Cover all of your Gift Expenses with a 12-month loan at 14.99%

Limited Time Only: Oct15-Dec15 2023

Apply Now!

COMING SOON

Only November 17th 2023

Black Friday Loan - 6-month term

Rates 14.99%

*must have direct deposit. Application $35 non-refundable

Unsecured Signature

  
    Grading
mo.
mo.
mo.
  

    A
95% APR*
83% APR*
71% APR*
  

    B
30% APR*
18% APR*
06% APR*
  

    C
65% APR*
35% APR*
41% APR*
  

    D
00% APR*
88% APR*
76% APR*
  

    E
35% APR*
23% APR*
11% APR*
  

Grading	24 mo.	36 mo.	48 mo.
A	7.95% APR*	8.83% APR*	9.71% APR*
B	8.30% APR*	9.18% APR*	10.06% APR*
C	8.65% APR*	9.35% APR*	10.41% APR*
D	9.00% APR*	9.88% APR*	10.76% APR*
E	9.35% APR*	10.23% APR*	11.11% APR*

Debt Consolidation (Maximum of 5 Creditors)

  
    Grading
mo.
mo.
mo.
  

    A
45% APR*
28% APR*
11% APR*
  

    B
80% APR*
63% APR*
46% APR*
  

    C
15% APR*
98% APR*
81% APR*
  

    D
50% APR*
33% APR*
16% APR*
  

    E
85% APR*
68% APR*
51% APR*
  

Grading	24 mo.	36 mo.	48 mo.
A	9.45% APR*	10.28% APR*	11.11% APR*
B	9.80% APR*	10.63% APR*	11.46% APR*
C	10.15% APR*	10.98% APR*	11.81% APR*
D	10.50% APR*	11.33% APR*	12.16% APR*
E	10.85% APR*	11.68% APR*	12.51% APR*

Quick Loans

  
    Term
    Rate
    Limit
  

    12 Months
    9.25% APR*
    $3,000.00
  

Term	Rate	Limit
12 Months	9.25% APR*	$3,000.00

Pre-K through 12 Grade Tuition Loans

(Multiple children program available)

Tuition assistance loans for pre-K through 12th grade available. Funds are paid directly to the school, you get a discount interest rate for repaying on time with future K12 Tuition Loans. Multiply children programs available, call the office for details.

  
    Term
    Rate
    Limit
  

    36 Months (Max)	
    7.50% APR*
    Dependent on educational level of child
  

Term	Rate	Limit
36 Months (Max)	7.50% APR*	Dependent on educational level of child

Life Saver Loan

(quick cash, no credit check)

  
    Term
    Rate
    Limit
  

    12 Months (Max)	
    14.00% APR*
    $900.00
  

Term	Rate	Limit
12 Months (Max)	14.00% APR*	$900.00

Furlough Loan

(In the event of a Federal Government Shut down)

Funds disbursed only if payroll is missed, must be a member on the date of the shutdown. Non-members are eligible at a higher interest rate, must become a member prior to disbursement of funds.

  
    Term
    Rate
  
    12 Months (Max)	
    Currently not offered, but in the event of a Government Shutdown, check back with the credit union.

Term	Rate
12 Months (Max)	Currently not offered, but in the event of a Government Shutdown, check back with the credit union.

Loan Application Steps to Getting Approved Quickly:

You must be a member prior to applying for a loan, thus complete a membership application first if you do not have an account with the credit union.
You must provide a purpose for the use of the funds.
You must provide ALL proof of income (LES, last three pay stubs, Letter stating income from employer)
You must provide two references not living with you and full contact information

You can provide the information by email or fax to (877) 427-3291. Send it when you apply to make things move quicker!

Apply for a Loan

Following the above steps will ensure quick processing and the loan packet will be in the hands of the credit committee quickly with an answer in a short amount of time.