Routing #:   265075207


    On average, the unsecured signature loan rate is 10.45% APR and the debt consolidation loan rate is 10.96% APR. Loan rates are subject to change without prior notice.

Unsecured Signature

Grading 24 mo. 36 mo. 48 mo.
A 8.95% APR 9.89% APR 10.83% APR
B 9.33% APR 10.27% APR 11.21% APR
C 9.71% APR 10.65% APR 11.59% APR
D 10.09% APR 11.03% APR 11.97% APR
E 10.47% APR 11.41% APR 12.35% APR


Debt Consolidation (Maximum of 5 Creditors)

Grading 24 mo. 36 mo. 48 mo.
A 9.45% APR 10.28% APR 11.11% APR
B 9.80% APR 10.63% APR 11.46% APR
C 10.15% APR 10.98% APR 11.81% APR
D 10.50% APR 11.33% APR 12.16% APR
E 10.85% APR 11.68% APR 12.51% APR


Quick Loans

Terms Rate
12 Months 9.25% APR

Pre-K through 12 Grade Tuition Loans (Multiply children program available)

Tuition assistance loans for pre-K through 12th grade available.  Funds are paid directly to the school, you get a discount interest rate for repaying on time with future K12 Tuition Loans.  Multiply children programs available, call the office for details.
Terms Rate
36 Months (Max) 7.50% APR

Life Saver Loan (quick cash, no credit check)

Terms Rate
12 Months (Max) 14.50% APR

Furlough Loan(In the event of a Federal Government Shut down)

Funds disbursed only if payroll is missed, must be a member on the date of the shutdown. Non-members are eligible at a higher interest rate, must become a member prior to disbursement of funds.
Terms Rate
12 Months (Max) Currently not offered, but in the event of a Government Shutdown check back with the credit union.


1.  You must be a member prior to applying for a loan, thus complete a membership application first if you do not have an account with the credit union.

2.   Make sure your physical and email addresses are current on your account, this is were all coorespondence and the check will be mailed to if the loan is approved.  You can do this online and submit any changes.

3.  Complete the application by clicking the button below.

Apply for a Loan

4.  Send in your proof of income, provide two references not living with you, and purpose of loan.

5.  Watch your email regularly, you will be notified once the application is being processand and if any further documents are necessary.  Further, if the loan is approved you will recieve two (2) emails;  one with a secured link to documents to sign, one with the pass code to access the secured site to electronically sign the documents.

Following the above steps will ensure quick processing and the loan packet will be in the hands of the credit committee quickly with an answer in a short amount of time.