Routing #:   265075207

Vehicle

The average loan rate is currently 5.28% APR for new vehicles and 5.80% APR for used vehicles. Loan rates are subject to change without prior notice.

New Car, Truck or Motorcycle

0.0% down, 100% financing

Grading 24 mo. 36 mo. 48 mo. 60 mo. 72 mo.
A 4.60% APR 5.30% APR 6.00% APR 6.70% APR 7.40% APR
B 4.95% APR 5.65% APR 6.35% APR 7.05% APR 7.75% APR
C 5.30% APR 6.00% APR 6.70% APR 7.40% APR 8.10% APR
D 5.65% APR 6.35% APR 7.05% APR 7.75% APR 8.45% APR
E 6.00% APR 6.70% APR 7.40% APR 8.10% APR 8.80% APR

New Car, Truck or Motorcycle

10.0% to 19.99% Down

Grading 24 mo. 36 mo. 48 mo. 60 mo. 72 mo.
A 3.10% APR 3.80% APR 4.50% APR 5.20% APR 5.90% APR
B 3.45% APR 4.15% APR 4.85% APR 5.55% APR 6.25% APR
C 3.80% APR 4.50% APR 5.20% APR 5.90% APR 6.60% APR
D 4.15% APR 4.85% APR 5.55% APR 6.25% APR 6.95% APR
E 4.50% APR 5.20% APR 5.90% APR 6.60% APR 7.30% APR

New Car, Truck or Motorcycle

20% or more Down

Grading 24 mo. 36 mo. 48 mo. 60 mo. 72 mo.
A 1.85% APR 2.55% APR 3.25% APR 3.95% APR 4.65% APR
B 2.20% APR 2.90% APR 3.60% APR 4.30% APR 5.00% APR
C 2.55% APR 3.25% APR 3.95% APR 4.65% APR 5.35% APR
D 2.90% APR 3.60% APR 4.30% APR 5.00% APR 5.70% APR
E 3.25% APR 3.95% APR 4.65% APR 5.35% APR 6.05% APR

Used Car, Truck or Motorcycle

Up to 90% of NADA Clean Retail Value

Grading 24 mo. 36 mo. 48 mo. 60 mo. 72 mo.
A 3.02% APR 3.99% APR 4.96% APR 5.93% APR 6.90% APR
B 3.44% APR 4.41% APR 5.38% APR 6.35% APR 7.32% APR
C 3.86% APR 4.83% APR 5.80% APR 6.77% APR 7.74% APR
D 4.28% APR 5.25% APR 6.22% APR 7.19% APR 8.16% APR
E 4.70% APR 5.67% APR 6.64% APR 7.61% APR 8.58% APR

LOAN APPLICATIONS STEPS TO GETTING APPROVED QUICKLY:

1.  You must be a member prior to applying for a loan, thus complete a membership application first if you do not have an account with the credit union.

2.   Make sure your physical and email addresses are current on your account, this is were all coorespondence and the check will be mailed to if the loan is approved.  You can do this online and submit any changes.

3.  Complete the application by clicking the button below.

Apply for a Loan

4.  Send in your proof of income, provide two references not living with you, and purpose of loan.

5.  Watch your email regularly, you will be notified once the application is being processand and if any further documents are necessary.  Further, if the loan is approved you will recieve two (2) emails;  one with a secured link to documents to sign, one with the pass code to access the secured site to electronically sign the documents.

Following the above steps will ensure quick processing and the loan packet will be in the hands of the credit committee quickly with an answer in a short amount of time.