Routing #:   265075207

Vehicle

The average loan rate is currently 4.58% APR for new vehicles and 4.78% APR for used vehicles. Loan rates are subject to change without prior notice.

New Car, Truck or Motorcycle

0.0% down, 100% financing

Grading 24 mo. 36 mo. 48 mo. 60 mo. 72 mo.
A 3.90% APR 4.60% APR 5.30% APR 6.00% APR 6.70% APR
B 4.25% APR 4.95% APR 5.65% APR 6.35% APR 7.05% APR
C 4.60% APR 5.30% APR 6.00% APR 6.70% APR 7.40% APR
D 4.95% APR 5.65% APR 6.35% APR 7.05% APR 7.75% APR
E 5.30% APR 6.00% APR 6.70% APR 7.40% APR 8.10% APR

New Car, Truck or Motorcycle

10.0% to 19.99% Down

Grading 24 mo. 36 mo. 48 mo. 60 mo. 72 mo.
A 2.40% APR 3.10% APR 3.80% APR 4.50% APR 5.20% APR
B 2.75% APR 3.45% APR 4.15% APR 4.85% APR 5.55% APR
C 3.10% APR 3.80% APR 4.50% APR 5.20% APR 5.90% APR
D 3.45% APR 4.15% APR 4.85% APR 5.55% APR 6.25% APR
E 3.80% APR 4.50% APR 5.20% APR 5.90% APR 6.60% APR

New Car, Truck or Motorcycle

20% or more Down

Grading 24 mo. 36 mo. 48 mo. 60 mo. 72 mo.
A 1.15% APR 1.85% APR 2.55% APR 3.25% APR 3.95% APR
B 1.50% APR 2.20% APR 2.90% APR 3.60% APR 4.30% APR
C 1.85% APR 2.55% APR 3.25% APR 3.95% APR 4.65% APR
D 2.20% APR 2.90% APR 3.60% APR 4.30% APR 5.00% APR
E 2.55% APR 3.25% APR 3.95% APR 4.65% APR 5.35% APR

Used Car, Truck or Motorcycle

Up to 90% of NADA Clean Retail Value

Grading 24 mo. 36 mo. 48 mo. 60 mo. 72 mo.
A 2.00% APR 2.97% APR 3.94% APR 4.91% APR 5.88% APR
B 2.42% APR 3.39% APR 4.36% APR 5.33% APR 6.30% APR
C 2.84% APR 3.81% APR 4.78% APR 5.75% APR 6.72% APR
D 3.26% APR 4.23% APR 5.20% APR 6.17% APR 7.14% APR
E 3.68% APR 4.65% APR 5.62% APR 6.59% APR 7.56% APR

LOAN APPLICATIONS STEPS TO GETTING APPROVED QUICKLY:

1.  You must be a member prior to applying for a loan, thus complete a membership application first if you do not have an account with the credit union.

2.   You must  provide a purpose for the use of the funds.

3.   You must provide ALL proof of income (LES, Last Three Pay Stubs, Letter stating income from employer)

4.   You must provide two references not living with you and full contact information

You can provide the information by email or fax to 877-427-3291,

send it when you apply to make things move quicker!

Apply for a Loan

Following the above steps will ensure quick processing and the loan packet will be in the hands of the credit committee quickly with an answer in a short amount of time.